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If you're buried under a sea of bills, this app might help you dig yourself out. Bill Reminder Free BillManager will remind you when it's time to pay any bill you tell it to. It's nowhere near as helpful as a full budgeting app or even Google Calendar, but it does what it says on the box.

Bill Reminder Free BillManager lets you create multiple templates and bill reminders for days or months. Sadly, you can't set bill reminders to reoccur on the same day every month. You have to create them every single month, which … Read more

Collage Creator lets you combine several of your photos into a cool, artistic collage to share on any social network. The only thing holding Collage Creator back from being a five-star app is how long it takes to get started.

The app tries to get you to log in to Facebook, but you don't have to give up any password to get to any of the app's main features. If you do log in with Facebook, you can snag photos from your profile to add to your collages. Collage Creator makes you tap through several different tutorials before … Read more

Don't let this app trick you; it has very little to do with Apple's video-chat app. Instead, FaceTime Zone lets you read user information and documentation about FaceTime. It pays you for your trouble with pop-up ads and a junky, hilariously bad layout.

If you want to enter or exit this app, you have to click away from a pop-up ad first. Once you're inside, FaceTime Zone has three buttons that give you information about what FaceTime can do, complete with some stock video-chat photos and a goofy layout. Since you can't use FaceTime on Androids, … Read more

Of the photo filtering apps on the Google Play store Filter Mania isn't bad by any means; it is just too filled with ads and doesn't do anything any differently from other similar apps.

This app slides ads all over your phone, including your status bar and browser. You can opt out of the ad agreement if you want, but you still have to watch out. The app requires that you log in through your Facebook account, which means you can add filters to any photo on your Facebook profile. If you want to take a picture inside … Read more

Did you switch to Android and end up missing the iPhone's contacts app? Hi Contacts aims to give you the best of both worlds. It's nowhere near as smooth as the default app on Androids or iPhones, though. That lack of convenience will ruin it for most users.

The app is designed to look exactly like the contacts viewer on iPhones. It is a good double and even mimics the iPhone's contact cards seamlessly. It does add banner ads that get in the way big time, though. You can get rid of them for a fairly steep $… Read more

If you need a robust security tool, shareware such as Kruptos 2 Professional can handle the job. In addition to strong 256-bit encryption, Kruptos creates encrypted ZIP files and self-extracting files, and it automatically re-encrypts files when you close them so you never have to worry about forgetting to re-secure your protected files. Kruptos 2 Professional does it for under $25; affordable to individuals and a bargain for businesses. You can try the fully-functional Kruptos 2 Professional for free for 30 uses. When the trial expires, you can still decrypt your files with Kruptos. Recent updates include Windows 8 compatibility … Read more

This app gives you the chance to be the star of a magazine--a really poor magazine, but a magazine nonetheless! InstaMag - Magazine Collage automatically organizes a few of your pictures into a spread, but it looks terrible. You won't want to share anything this collage app makes.

This app is designed to present your photos as if they were in a magazine spread. InstaMag - Magazine Collage only supports collages with four photos-- you can't have more or less. You can't move where the photos sit on the digital page, either. In fact, the only thing … Read more

InstaRetro for Instagram has too many ads and doesn't do too well in the filtering options category, either. It sits squarely at the bottom of the barrel of apps of its kind.

Though the app name-checks Instagram, it seems to have very little connection to that popular app. Instead, it's a direct rip-off of that app. Unfortunately, the filters in this app don't look nearly as good on top of your pictures. The invasive ads that seem to litter the app really detract from the experience. They pop up whenever you change filters and fill banner slots … Read more

This app inches so close to being the all-in-one photo app you need on Android. Sadly, it has some weird quirks and one glaring omission that make it just miss the mark. Magic Effects Studio Camera is still a solid editing app for your smartphone or tablet. If you like to shoot with your gadget, give it a shot.

One of the first things you might notice about this app is its layout. It's easier on the eyes than a lot of other Android apps, even though the ads it has often make some of the buttons disappear on … Read more